Fair Credit Cards
What is a fair credit score? The rating of 620-659 is considered average and defines the customer's credit history as fair. If you can count on cards for fair score, it means, you've overcome the level of bad cards and come closer to good rating. To find out whether you can afford fair card offers, order your free bureau report and score.
Make for building good history, apply for loans for fair score or cards with fair credit, which are reported to 3 major bureaus. You'll have a chance to improve your rating - this is what fair card deals and loans for people with fair credit are meant for.
Every time you intend to get fair score card or loan, check your bureau report and score to make sure, that the cards or loans you choose, are available for you. Otherwise, it may happen that you receive a denial, which will negatively tell on your credit history. Make use of your fair card responsibly and you'll surely increase your score!
Best Credit for Fair Credit
Fair Credit Cards
|
Capital One®
Standard Platinum
|



see details
No Annual Fee.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 19.55%. |
|
|
|
Fair Credit Cards
|
Capital One®
Platinum MaxSM
|



see details
16.9% fixed on purchases for 3 years.
No Balance Transfer fees.
$19 Annual Fee. |
|
|
|
Fair Credit Cards
|
Capital One®
Classic Platinum
|



see details
0% Intro APR on Purchases until December 2008.
Variable APR, currently 14.65%.
No Balance Transfer Fees. |
|
|
|
With a fair credit score your position is between poor and positive credit. If your number of points in all the three national bureaus indicates your credit history as fair, you can apply for fair score cards.
Possessing no rating, you can consider no score card offers (secured cards is the best way to start with). When you pay your no card off, you may become the holder of unsecured cards for bad credit. If you do your best and make your payments accurately, then, gradually your score will increase, and you'll be able to benefit from the cards with rather preferable terms. Apply for fair card offers or loans for fair score and contribute to your credit history improvement!
Bank Name
Credit Card Name
|
Intro APR PURCH.
|
Intro Period PURCH.
|
APR %
|
Setup Fee
|
Annual Fee
|
Apply Details
|


Capital One®

Platinum - Visa
|
0% |
Until December 2008 |
8.65% |
$0 |
$39 |
|


Capital One®

No Hassle PointsSM Rewards
|
0% |
Until December 2008 |
16.65% |
$0 |
$29 |
|

Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
|
If you've reached fair credit level, it means, that in prospect you'll be eligible for positive rating cards. For this you just need to make some efforts, treat your credit responsibly and, in reward, good card offers will meet your requirements and financial plans.
Fair score customers can choose one of the ways to lend money - obtain cards for people with fair rating or get a loan from loan center.
Nothing can help you comprehend all the nuances of cards and loans better, than our articles about credit and books on credit. Interested in credit card or loan details and terms? Wonder what ways of obtaining business credit or taking small business loan there exist? Wish to know how to apply to student loan center for a bad loan? Find the answers in our articles!
Read our credit card fraud articles to recognize card fraud types and be able to take all the necessary measures of card fraud detection, prevention and punishment.
Note, fair rating is the last stage on the way to positive score history. And it is utterly important to make the right choice and obtain credit cards for fair credit, which will be the most beneficial in your situation. Choose fair card offers, designed for you, and strengthen your score!
Bad/No Credit Cards
Bad No credit credit cards are meant for the customers with 350-619 score. It is possible to choose between secured and unsecured cards for bad credit history. Secured cards are suitable for credit establishment or repairing. A checking or savings account, installed beforehand, will be a sign of your financial stability and guarantee the payment of your secured card.
In most cases, unsecured card offers that do not require collateral, are instant approval cards for bad score. So, if you qualify, you'll receive online card approval within several minutes. File the proper bad credit card application and improve your rating!
Good Credit cards
Your score is between 660-749 points? Then good credit cards are created for you.
Ask yourself "How good is my credit?" and order your 3 bureau scores (from Experian, Equifax and TransUnion) to find out what cards you can afford. It's important to make sure, that you really qualify for good rating cards, to avoid bank's or company's denial, which can hurt your score.
If you are eligible for good card offers, feel free to choose the card with the most attractive options and perks, you'd like to take advantage of. Apply for a good credit card to your heart!
|