Good Credit Cards
The amount of points from 660 to 749 is considered a good credit score. It means that its owner can apply for credit on rather preferable terms. If you've checked your bureau report and discovered that you are able to get good credit, then low APR, 0 balance transfer cards or rewards cards are to your service!
How to build a good score? Repay your score in a timely manner, keep your balance low. Avoid making multiple applications, in too short of a time period - it can look risky, because you are taking on a lot of possible debt. Manage the cards responsibly and don't leave beyond your means.
Order 3 bureau online report and view it for accuracy. Even if you believe that your credit score is good, it's still wise to address federal bureaus and make sure they contain a similar view of your credit history.
Best Credit for Good Credit
Good Credit Cards
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Capital One®
Platinum Prestige
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see details
 Card for people with Excellent Credit.
7.9% APR on Purchases and Balance Transfers.
No Annual Fee.
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Good Credit Cards
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Citibank
Citi CashReturnsSM Card
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see details
0% APR on Balance Transfers for up to 12 months.
No Annual Fee.
Earn a full 1% cash back on every purchase.
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If you strive to establish good credit, you understand the importance of good rating and you have asked yourself: "How good is my score?" Try to look at your report and score through the eyes of an expert and suppose, what factors can allow you getting the best credit you wish.
Creditors monitor the information your bureau report and card application imply (your income, the amount of money you have in the bank, whether you pay all the bills on time and so on) and make a decision. Getting approved is significant for consumer credit as well as business purposes.
Bank Name
Credit Card Name
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Intro APR
PURCH.
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Intro Period
PURCH.
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Intro
APR
BAL.TR.
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Intro
Period
BAL.TR.
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APR %
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Annual Fee
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Apply
Details
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Chase Bank
Platinum Visa®
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0% |
12 months |
0% |
12 months |
10.99% |
$0 |
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Merrill Lynch
MERRILL+® Visa® Credit Card
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n/a |
n/a |
1.9% |
12
billing cycles |
9.99% |
$0 |
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Capital One®
No Hassle CashSM Rewards
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n/a |
n/a |
n/a |
n/a |
14.9% |
$0 |
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
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How will a bank or loan center determine your credit terms? Actually, your credit score plays the main role, when you apply for home mortgage, good or bad loan or a small business loan. The more points you have, the better card or loan terms will be.
Good rating makes you capable of getting good credit card offers. You are considered a creditworthy customer and can save with good APR card offers, 0 APR balance transfers, good credit cards with no annual fee and the variety of rewards. More over, with good score, which is a sign of your financial stability, you won't have any problems, when making big purchases, renting a flat or getting a new job.
To maintain your money successfully and keep your rating good, read our articles about credit, containing the necessary data about building good score. In case of any problems, articles on credit card debt and score improvement will be of great use. If you are just starting out, you can obtain no rating cards, then cards for bad, fair up to good rating. Enjoy, reading our books on credit and learn, how to reach the level of excellent score cards!
Fair Credit Cards
Fair credit cards are created for the consumers with middle score. With fair rating (620-659), which is between bad and good score, you are eligible for unsecured credit cards. To achieve positive history, you need to improve your fair score. While choosing the proper card application, consider all the criteria of fair credit cards to choose the one according to your conditions.
Compare the terms and options, implied by not so good cards (fees, rates, possible rewards and rebates), pay attention to the possibility to report monthly to three national bureaus. Improve your score with cards for fair credit!
Bad/No Credit Cards
Bad / No credit cards are meant for the customers with 350-619 scores. Cards for people with bad credit include bad and no card offers. In this case unsecured cards are available. They don't require beforehand deposit, so the bank or company trusts you enough to give credit.
To establish score after bankruptcy, there's nothing better than a secured card. Obtain such a card and take advantage of lower interest rates, annual fee, default fee and a number of benefits which you are sure to appreciate. Select from bad or no score cards and choose the one, fitting your needs and desires!
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