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No Hassle PointsSM Rewards

No Hassle PointsSM Rewards

Capital One®

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Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Average

Issuing Country:

United States

   
Available Rewards:
For explanation of each icon click here
Miles Cash Points Charity

Miles

Cash

Points

Charity

 
About:    
 
 
5 points per dollar spent at gas stations, major grocery and drug stores.
1 point for every dollar spent on other Purchases.
0% Intro APR on Purchases until February 2009.
Variable APR, currently 16.9%.
There is no limit to the points you can earn, and your points won´t expire for the life of your account.
Card for people with Average Credit.
Zero Liability
 
     

Credit Card Rates

 
Purchases:    
 
 

Introductory APR:

0%

Introductory Period:

Until
February
2009

Ongoing APR:

16.9%

Default APR:

24.9%

Minimum Grace Period:

25 days

Minimum Finance
Charge:

$0.50

 
     
 
Balance Transfers:    
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

16.9%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     
 
Cash Advances:    
 
 

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

22.9%

Default APR:

24.9%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

 
     

Credit Card Transaction Fees

 
Balance Transfer Fees:    
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     
 
Cash Advance Fees:    
 
 

Minimum:

$10

Fee Rate:

3%

Maximum:

n/a

 
     
 
Foreign Exchange Fees:    
 
 

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

 
     

Credit Card Other Fees

 
Initial Fees:    
 
 

Setup Fee:

$0

 
     
 
Maintenance Fees:    
 
 

Annual Fee:

$29

 
     
 
Penalty Fees:    
 
 

Late Payment Fee:

$15-$39

 
     



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